No, your GV rate will not change even if interest rates increase or decrease. Our fund is fixed-rate, meaning that once you lock in your rate at the time of investment, it remains the same for the entire term.

💡 Imagine this: It’s the middle of the COVID-19 pandemic, and the government suddenly slashes interest rates to nearly zero. You’re sitting at your kitchen table, your hands gripping the morning newspaper, heart sinking as you read that your once-reliable income is about to take a massive hit. You’ve spent years building a portfolio you thought would be steady and predictable, but now you’re realizing that your monthly income might no longer cover your expenses.

Many retirees who depended on public bonds for consistent income felt that wave of panic and uncertainty wash over them. Their supposed safe haven wasn’t as secure as they thought. With the GV Cash Flow Fund, that kind of rate fluctuation simply doesn’t happen. Our fixed-rate structure means that no matter what the government does with interest rates, your income stays the same. You’ll continue to receive consistent, stable, and predictable monthly income, even if public markets become volatile or unpredictable.

In short, the GV Cash Flow Fund was specifically designed to protect retirees from the turbulence of public interest rates and economic shifts. When the world changes, your income doesn’t have to.